No one likes to see their portfolio go down but, because it went down less than the broad indexes, there is some consolation in the fact that we have still beaten the market. The 2 for 1 Index dropped about 3% vs. the broad market’s decline of over 5% over the 1st month of 2016. The hope is that this higher launching pad will allow 2 for 1 to take off and keep well ahead of the market for the rest of the year and beyond.